WHAT IS THE COST OF FILING BANKRUPTCY?
Bankruptcy attorneys will quote you a flat fee but check to see what their fees exclude. The majority of attorneys charge you "extra" money to handle your case. The Law Office of Brian D. Shapiro, LLC charges you a flat fee which will typically take you from filing until you receive a discharge. Compared to other firms, my flat fees do include: amending your schedules, discussions with you for requests for reaffirmation/redemption agreements, discussions with creditors, other counsel, the Trustee and the Office of the United States Trustee and to the extent that your case is randomly chosen for an audit by the Office of the United States Trustee, then we will work with such auditor to assist in such process. The only additional fee that we charge is the actual hard cost. The flat fee does not include defending you in the filing of an adversary proceeding or prosecuting an action such as against a creditor for violating your discharge or discharge injunction, attendance at a deposition, preparation and attending any evidentiary hearing and preparing motions to redeem property. Should you require additional representation beyond the legal services contained herein you will be charged the hourly rates established by the firm or an agreed upon flat fee. The likelihood that someone will incur any additional fees or costs is dependent upon your particular situation.
THE HARD COSTS
Chapter 7 - $335.00
Chapter 11 - $1,717.00
Chapter 13 - $310.00
Adding Creditors after the initial filing - $30.00
Attorney fees for a noncomplex individual Chapter 7 start at $1,695.00 but such fee is dependent upon the difficulty and complexity of the case. All fees for a Chapter 7 must be paid prior to filing bankruptcy. A Chapter 13 typically starts at $5,500.00 but the majority of the fees are generally paid through the Chapter 13 plan. Chapter 11 fees are based upon the complexity of the case.
Be aware of other Law Firms who quote you lower fees, don't personally meet with you, or advise you that some other person will attend the hearings with you. READ THE AGREEMENT PRIOR TO HIRING ANY ATTORNEY. Mr. Shapiro will personally meet with you, attend all hearings and will readily available to address any of your concerns.
Mr. Shapiro does not charge for an initial half hour consultation. You will meet with Mr. Shapiro and he will briefly answer your questions about bankruptcy. By meeting with you, you are creating an attorney-client relationship in which you will be able to ask questions and obtain answers from Mr. Shapiro. Mr. Shapiro has vast knowledge about bankruptcy and has represented debtors, creditors, trustees and is a bankruptcy trustee. If you need more than a half hour consultation, then there will be a $100.00 consultation fee for every additional 1/2 hour.