:root{
  --navy:#0E2233;
  --navy-lift:#1B3348;
  --navy-deep:#0A1A28;
  --paper:#F5F7F8;
  --white:#FFFFFF;
  --slate:#54656F;
  --rule:#DBE1E5;
  --green:#2F7D63;
  --green-dark:#256650;
  --green-pale:#C8E3DA;
  --measure:36rem;
  --serif:"Source Serif 4",Georgia,serif;
  --sans:"Public Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
}

*{box-sizing:border-box;}
html{-webkit-text-size-adjust:100%;overflow-x:hidden;scroll-behavior:smooth;scroll-padding-top:5rem;}
body{
  margin:0;
  background:var(--paper);
  color:var(--navy);
  font-family:var(--sans);
  font-size:17px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img{max-width:100%;}
a{color:var(--green-dark);}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:2px solid var(--green);outline-offset:3px;border-radius:2px;}
.skip{position:absolute;left:-999px;top:0;background:var(--white);color:var(--navy);padding:.6rem 1rem;z-index:100;}
.skip:focus{left:1rem;top:1rem;}

.wrap{max-width:64rem;margin:0 auto;padding:0 clamp(1rem,5vw,3.5rem);}
.band{padding:clamp(2.75rem,6.5vw,4.5rem) 0;}
.band + .band{border-top:1px solid var(--rule);}
.band.dark{background:var(--navy);color:var(--paper);border-top:none;}
.band.dark + .band{border-top:none;}
.band.white{background:var(--white);}

.eyebrow{margin:0 0 .5rem;font-size:.8125rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--green);}
.dark .eyebrow{color:var(--green-pale);}
h1,h2{font-family:var(--serif);font-weight:600;line-height:1.2;}
h2{font-size:clamp(1.4rem,3.2vw,1.9rem);margin:0 0 .5rem;}
.lede{margin:0 0 2.25rem;max-width:var(--measure);color:var(--slate);}
.footnote{margin:1.5rem 0 0;font-size:.9375rem;color:var(--slate);max-width:var(--measure);}

/* ---------- Header ---------- */
.site-head{position:sticky;top:0;z-index:50;background:var(--navy);color:var(--paper);border-bottom:1px solid var(--navy-lift);}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:4rem;}
.brand{color:var(--paper);text-decoration:none;font-family:var(--serif);font-weight:600;font-size:1.0625rem;line-height:1.2;}
.brand small{display:block;font-family:var(--sans);font-weight:400;font-size:.75rem;color:#AFC0CC;}
.nav{display:none;gap:1.5rem;}
.nav a{color:var(--paper);text-decoration:none;font-size:.9375rem;font-weight:500;}
.nav a:hover{color:var(--green-pale);}
.call{display:inline-flex;align-items:center;min-height:44px;background:var(--green);color:var(--white);text-decoration:none;font-weight:700;padding:.4rem 1rem;border-radius:3px;white-space:nowrap;}
.call:hover{background:var(--green-dark);}
@media (min-width:880px){.nav{display:flex;}}

/* ---------- Hero ---------- */
.hero{padding:clamp(3rem,7vw,4.5rem) 0;}
.zero{font-family:var(--serif);font-weight:300;font-size:clamp(5rem,18vw,10rem);line-height:.82;letter-spacing:-.04em;color:var(--green);margin:0;}
.zero-cap{font-family:var(--serif);font-weight:400;font-size:clamp(1.5rem,4.4vw,2.5rem);line-height:1.15;margin:1rem 0 0;max-width:22ch;}
.zero-sub{margin:1.25rem 0 0;max-width:var(--measure);color:#EDF2F5;font-size:clamp(1.0625rem,2.1vw,1.1875rem);}
.hero-actions{display:flex;flex-wrap:wrap;gap:1rem 1.5rem;align-items:flex-end;margin-top:2rem;}
.callbox{display:inline-block;border:1px solid #3E5771;border-left:3px solid var(--green);border-radius:3px;padding:.9rem 1.75rem .95rem 1.5rem;text-decoration:none;transition:background .15s ease;}
.callbox:hover{background:var(--navy-lift);}
.callbox .label{display:block;font-size:.9375rem;font-weight:600;color:var(--green-pale);margin-bottom:.25rem;}
.callbox .num{display:block;font-family:var(--serif);font-weight:600;font-size:clamp(1.6rem,5vw,2.125rem);line-height:1.05;color:var(--paper);}
.textlink{color:var(--paper);font-weight:600;padding-bottom:.95rem;}
.textlink:hover{color:var(--green-pale);}
.tagline{margin:2.25rem 0 0;font-family:var(--serif);font-style:italic;font-weight:400;font-size:clamp(1.25rem,3vw,1.6rem);line-height:1.3;color:var(--green-pale);max-width:30ch;}
.tagline sup{font-style:normal;font-size:.55em;margin-left:.1em;}
.credit{margin:2rem 0 0;font-size:1rem;line-height:1.7;color:#E2EAEF;max-width:44rem;}

/* ---------- Client strip ---------- */
.client-strip{background:var(--navy-deep);color:#D7E1E8;}
.client-strip .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:.75rem 1.5rem;padding-top:1rem;padding-bottom:1rem;}
.client-strip p{margin:0;font-size:.9375rem;}
.client-strip strong{color:var(--white);}
.btn-ghost{display:inline-flex;align-items:center;min-height:44px;border:1px solid #4A6178;color:var(--white);text-decoration:none;font-weight:600;padding:.4rem 1rem;border-radius:3px;}
.btn-ghost:hover{background:var(--navy-lift);}

/* ---------- Two columns ---------- */
.cols{display:grid;gap:2rem;grid-template-columns:1fr;}
@media (min-width:760px){.cols{grid-template-columns:1fr 1fr;gap:3rem;}}
.cols p{margin:0 0 1rem;color:var(--slate);max-width:var(--measure);}
.cols p:last-child{margin-bottom:0;}
.ticks{margin:0;padding:0;list-style:none;max-width:var(--measure);}
.ticks li{padding:.5rem 0 .5rem 1.1rem;position:relative;color:var(--slate);font-size:.9375rem;border-top:1px solid var(--rule);}
.ticks li::before{content:"";position:absolute;left:0;top:1.15rem;width:5px;height:5px;background:var(--green);border-radius:50%;}

/* ---------- Steps ---------- */
.steps{list-style:none;margin:0;padding:0;counter-reset:s;}
.step{counter-increment:s;display:grid;grid-template-columns:2.75rem 1fr;gap:1rem;padding:1.35rem 0;}
.step + .step{border-top:1px solid var(--rule);}
.step::before{content:counter(s);font-family:var(--serif);font-size:1.6rem;font-weight:300;color:var(--green);line-height:1.1;}
.step h3{font-size:1.0625rem;font-weight:700;margin:0 0 .2rem;}
.step p{margin:0;color:var(--slate);max-width:var(--measure);}
.step .when{display:block;margin-top:.35rem;font-size:.875rem;font-weight:600;color:var(--navy);}

/* ---------- Fees ---------- */
.fee-head{display:grid;gap:1.5rem;grid-template-columns:1fr;margin-bottom:2rem;}
@media (min-width:760px){.fee-head{grid-template-columns:1.3fr 1fr;gap:3rem;align-items:end;}}
.price{border-top:2px solid var(--navy);padding-top:1rem;}
.price .big{font-family:var(--serif);font-weight:300;font-size:clamp(3rem,9vw,4.5rem);line-height:1;color:var(--green);}
.price p{margin:.5rem 0 0;color:var(--slate);}
.fees{width:100%;border-collapse:collapse;font-size:.9375rem;background:var(--white);}
.fees caption{text-align:left;font-weight:700;padding:0 0 .75rem;}
.fees th,.fees td{text-align:left;vertical-align:top;padding:.85rem 1rem;border-bottom:1px solid var(--rule);}
.fees thead th{font-size:.8125rem;letter-spacing:.06em;text-transform:uppercase;color:var(--slate);background:var(--paper);border-bottom:2px solid var(--navy);}
.fees td.cost{font-family:var(--serif);font-weight:600;font-size:1.0625rem;white-space:nowrap;}
.fees .sub{display:block;font-size:.875rem;color:var(--slate);margin-top:.15rem;}
@media (max-width:640px){
  .fees thead{position:absolute;left:-9999px;}
  .fees,.fees tbody,.fees tr,.fees td{display:block;width:100%;}
  .fees tr{border-bottom:1px solid var(--rule);padding:.6rem 0;}
  .fees td{border:none;padding:.2rem 1rem;}
  .fees td.cost{font-size:1.25rem;}
  .fees td[data-label]::before{content:attr(data-label);display:block;font-size:.75rem;letter-spacing:.06em;text-transform:uppercase;color:var(--slate);}
}
.notcovered{margin-top:2rem;display:grid;gap:2rem;grid-template-columns:1fr;}
@media (min-width:760px){.notcovered{grid-template-columns:1fr 1fr;gap:3rem;}}
.notcovered h3,.split h3{font-family:var(--serif);font-size:1.1875rem;font-weight:600;margin:0 0 .75rem;padding-bottom:.6rem;border-bottom:2px solid var(--navy);}
.notcovered .no h3,.split .no h3{border-bottom-color:var(--rule);}
.notcovered ul,.split ul{margin:0;padding:0;list-style:none;}
.notcovered li,.split li{padding:.55rem 0;border-bottom:1px solid var(--rule);color:var(--slate);}
.notcovered li:last-child,.split li:last-child{border-bottom:none;}
.docs{margin-top:2.5rem;display:grid;gap:1rem;grid-template-columns:1fr;}
@media (min-width:760px){.docs{grid-template-columns:1fr 1fr;}}
.doc{background:var(--white);border:1px solid var(--rule);border-left:3px solid var(--green);padding:1rem 1.25rem;}
.doc h4{margin:0 0 .25rem;font-size:1rem;}
.doc p{margin:0 0 .6rem;font-size:.9375rem;color:var(--slate);}
.doc a{font-weight:600;}

/* ---------- Discharge split ---------- */
.split{display:grid;gap:2rem;grid-template-columns:1fr;}
@media (min-width:760px){.split{grid-template-columns:1fr 1fr;gap:3rem;}}

/* ---------- FAQ ---------- */
.faq{max-width:46rem;}
.faq details{border-top:1px solid var(--rule);padding:.25rem 0;}
.faq details:last-child{border-bottom:1px solid var(--rule);}
.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:1rem;align-items:center;min-height:44px;padding:.75rem 0;font-weight:700;font-size:1.0625rem;}
.faq summary::-webkit-details-marker{display:none;}
.faq summary::after{content:"+";font-family:var(--serif);font-size:1.5rem;font-weight:300;color:var(--green);flex:none;}
.faq details[open] summary::after{content:"−";}
.faq details p{margin:0 0 1rem;color:var(--slate);}

/* ---------- People ---------- */
.bio{padding:1.75rem 0;border-top:1px solid var(--rule);}
.bio:first-of-type{border-top:none;padding-top:0;}
.bio h3{font-family:var(--serif);font-size:1.375rem;font-weight:600;margin:0;}
.bio .role{margin:.15rem 0 .85rem;font-size:.9375rem;font-weight:600;color:var(--green);}
.bio p{margin:0 0 .9rem;max-width:var(--measure);color:var(--slate);}
.bio p:last-child{margin-bottom:0;}
.creds{margin:1rem 0 0;padding:0;list-style:none;max-width:var(--measure);}
.creds li{padding:.4rem 0 .4rem 1.1rem;position:relative;color:var(--slate);font-size:.9375rem;border-top:1px solid var(--rule);}
.creds li::before{content:"";position:absolute;left:0;top:1.05rem;width:5px;height:5px;background:var(--green);border-radius:50%;}

/* ---------- Contact ---------- */
.reach{display:grid;gap:1.5rem 3rem;grid-template-columns:repeat(auto-fit,minmax(12rem,1fr));margin-bottom:2.5rem;}
.reach h3{font-size:.9375rem;font-weight:700;color:var(--slate);margin:0 0 .25rem;}
.reach a{font-family:var(--serif);font-size:1.375rem;font-weight:600;color:var(--navy);text-decoration:none;border-bottom:2px solid var(--green);overflow-wrap:anywhere;}
.reach a:hover{color:var(--green);}
.offices{display:grid;gap:2rem;grid-template-columns:1fr;}
@media (min-width:760px){.offices{grid-template-columns:1fr 1fr;gap:3rem;}}
.office{border-top:2px solid var(--navy);padding-top:1rem;}
.office h3{font-size:1rem;font-weight:700;margin:0 0 .6rem;}
.office p{margin:0 0 .85rem;color:var(--slate);line-height:1.55;}
.hours{display:grid;grid-template-columns:auto 1fr;gap:.3rem 1.25rem;font-size:.9375rem;color:var(--slate);margin:0;}
.hours dt{font-weight:600;color:var(--navy);}
.hours dd{margin:0;}

/* ---------- Student loan banner ---------- */
.sl-banner{background:var(--green);color:var(--white);}
.sl-banner .wrap{display:flex;flex-wrap:wrap;gap:.75rem 1.5rem;align-items:center;justify-content:space-between;padding-top:1.25rem;padding-bottom:1.25rem;}
.sl-banner p{margin:0;font-weight:600;}
.sl-banner a{color:var(--white);font-weight:700;}

/* ---------- Upload page ---------- */
.page-hero{padding:clamp(2.5rem,6vw,4rem) 0;}
.page-hero h1{font-size:clamp(1.8rem,4.5vw,2.75rem);margin:0 0 .75rem;color:var(--paper);}
.page-hero p{max-width:var(--measure);color:#E2EAEF;margin:0 0 1.5rem;}
.note{background:#FFF8E6;border-left:3px solid #C99A2E;padding:1rem 1.25rem;margin:0 0 2rem;max-width:46rem;}
.layout{display:grid;gap:2.5rem;grid-template-columns:1fr;}
@media (min-width:860px){.layout{grid-template-columns:1.4fr 1fr;gap:3.5rem;}}
.checklist{margin:0;padding-left:1.25rem;color:var(--slate);}
.checklist li{padding:.3rem 0;}
.aside-box{background:var(--white);border:1px solid var(--rule);padding:1.25rem 1.5rem;margin-bottom:1.25rem;}
.aside-box h2{font-size:1.25rem;}

/* ---------- Policy page ---------- */
.policy{max-width:46rem;}
.policy h2{font-size:1.375rem;margin-top:2rem;}
.policy p,.policy li{color:var(--slate);}

/* ---------- Footer ---------- */
.site-foot{background:var(--navy-deep);color:#C3CFD8;font-size:.9375rem;}
.site-foot .wrap{padding-top:3rem;padding-bottom:2.25rem;}
.foot-top{display:flex;flex-wrap:wrap;gap:2rem;justify-content:space-between;}
.foot-firm strong{display:block;color:var(--white);font-family:var(--serif);font-size:1.0625rem;margin-bottom:.35rem;}
.foot-firm p{margin:0 0 .25rem;}
.foot-firm a{color:var(--green-pale);}
.foot-nav{display:flex;flex-direction:column;gap:.5rem;}
.foot-nav a{color:var(--white);text-decoration:none;}
.foot-nav a:hover{text-decoration:underline;}
.foot-legal{border-top:1px solid #22394D;margin-top:2rem;padding-top:1.25rem;font-size:.8125rem;color:#9FB0BD;}
.foot-legal p{margin:0 0 .5rem;max-width:56rem;}

.to-top{position:fixed;right:1rem;bottom:1rem;background:var(--navy);color:var(--white);text-decoration:none;font-size:.875rem;font-weight:600;padding:.6rem .9rem;border-radius:3px;opacity:.9;z-index:40;}

@media (prefers-reduced-motion:no-preference){
  .reveal{opacity:0;transform:translateY(14px);animation:rise .75s cubic-bezier(.2,.7,.3,1) forwards;}
  .reveal:nth-child(2){animation-delay:.12s;}
  .reveal:nth-child(3){animation-delay:.22s;}
  .reveal:nth-child(4){animation-delay:.3s;}
  @keyframes rise{to{opacity:1;transform:none;}}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto;}}
/* ---------- Blog ---------- */
.byline{margin:0;color:#C8E3DA;font-weight:600;}
.post{max-width:42rem;font-size:1.0625rem;}
.post h2{font-size:clamp(1.25rem,2.6vw,1.5rem);margin:2.25rem 0 .6rem;}
.post p,.post li{color:#2C3E4C;}
.post ul,.post ol{padding-left:1.25rem;}
.post li{margin:.4rem 0;}
.post figure{margin:0 0 1.75rem;}
.post figure img{display:block;width:100%;height:auto;border-radius:4px;}
.post figcaption{font-size:.875rem;color:var(--slate);margin-top:.4rem;}
.post-cta{max-width:42rem;margin-top:2.5rem;border-top:2px solid var(--navy);padding-top:1.25rem;}
.post-cta h2{font-size:1.375rem;}
.post-cta p{color:var(--slate);margin:0 0 1rem;}
.post-disclaimer{max-width:42rem;margin-top:2rem;font-size:.875rem;color:var(--slate);}
.post-grid{display:grid;gap:1.25rem;grid-template-columns:1fr;}
@media (min-width:760px){.post-grid{grid-template-columns:repeat(3,1fr);}}
.post-card{display:flex;flex-direction:column;background:var(--white);border:1px solid var(--rule);border-top:3px solid var(--green);padding:1.25rem 1.25rem 1.1rem;text-decoration:none;color:var(--navy);transition:box-shadow .15s ease;}
.post-card:hover{box-shadow:0 6px 18px rgba(14,34,51,.08);}
.post-card h3{font-family:var(--serif);font-weight:600;font-size:1.1875rem;line-height:1.25;margin:0 0 .5rem;}
.post-card p{margin:0 0 .9rem;font-size:.9375rem;color:var(--slate);flex:1;}
.post-card .more{font-weight:700;font-size:.9375rem;color:var(--green-dark);}

.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0;}

.post-video{max-width:320px;margin:28px auto 32px;text-align:center}
.post-video video{width:100%;aspect-ratio:9/16;display:block;border-radius:10px;background:#0E2233}
.post-video figcaption{font-size:.85rem;margin-top:8px;opacity:.75}

/* ---------- Mobile menu ---------- */
.menu-btn{display:inline-flex;align-items:center;min-height:44px;background:transparent;color:var(--paper);border:1px solid #3E5771;border-radius:3px;padding:.4rem .85rem;font:inherit;font-weight:600;font-size:.9375rem;cursor:pointer;}
.menu-btn:hover{border-color:var(--green-pale);}
@media (min-width:880px){.menu-btn{display:none;}}
@media (max-width:879px){
  .site-head .wrap{flex-wrap:wrap;gap:.6rem;padding-top:.5rem;padding-bottom:.5rem;}
  .site-head .brand{order:1;flex:1 1 auto;min-width:0;}
  .site-head .call{order:2;}
  .site-head .menu-btn{order:3;}
  .site-head .nav{order:4;width:100%;}
  .site-head .nav.open{display:flex;flex-direction:column;gap:0;border-top:1px solid var(--navy-lift);margin-top:.25rem;}
  .site-head .nav.open a{padding:.85rem 0;border-bottom:1px solid var(--navy-lift);font-size:1rem;}
  .site-head .nav.open a:last-child{border-bottom:none;}
}
@media (max-width:420px){
  .brand{font-size:.95rem;}
  .brand small{font-size:.6875rem;}
  .site-head .call{padding:.4rem .65rem;font-size:.875rem;}
  .menu-btn{padding:.4rem .6rem;}
}